Quick guide to hire vehicle insurance and save in the process

In Peru, only a portion of the vehicle fleet is protected against accidents, theft and other accidents, while other cars are at the mercy of all these risks. Not having vehicle insurance, unlike what many drivers think, can be a big blow to family finances. Therefore, understanding their importance and taking them seriously is vital…

What is Revolving Credit Loan?

Revolving credit, also known as revolving credit or permanent credit, is a special form of consumer credit, so the associated regulation is specific to it and somewhat different from credits such as the personal loan or the assigned loan. The reserve of money available under a revolving loan decreases when it is used by the…

What can I do if my mortgage contains a floor clause?

During this month we have attended the cancellation, by a Court of Madrid, of the mortgages of 40 banks and boxes for containing “abusive” and “little transparent” ground clauses. This situation is no longer completely unknown, since in 2013 the Supreme Court annulled these same limits. Now what does this situation mean? What is really…

It’s a good idea to shorten your credit card bill

You can pay your credit card bill in several installments or at once. Essentially related to a credit card are interest-free payment periods, extra repayments, and a free month. Their effects on personal finances can be unpredictable, both positively and negatively. Do you pay your credit card bill wisely? A credit card can be a…

Payday loan interest – Pay to the lender

If you take out a personal loan, you must pay interest to the lender The amount of this interest is different per provider and it is therefore certainly advisable to compare the different interest rates with each other. In the end, it can save you a lot of money if you take out a loan…

How to change the apartment in the mortgage to another

It so happens that the borrower bought the desired apartment in the mortgage, but as time passed, circumstances arose that prompted to change their place of residence. However, how to exchange an apartment in a mortgage? There are many types of encumbrances, but mortgage encumbrance in today’s Russia remains the most common. Is it possible…